Job Description
Key Responsibilities:
- Review and analyze loan and credit applications.
- Assess applicants' financial statements, credit reports, cash flow, and repayment capacity.
- Conduct risk assessments and determine creditworthiness.
- Recommend approval, rejection, or modification of credit requests.
- Ensure compliance with lending policies, regulations, and internal procedures.
- Monitor existing loan portfolios and identify potential risks.
- Prepare credit reports and present findings to management or credit committees.
- Maintain accurate customer and loan records.
- Communicate with clients regarding credit requirements and decisions.
- Support debt recovery and collection activities when necessary.
Required Qualifications:
- Diploma or HND.
- Experience in banking, lending, credit analysis, or financial services.
- Knowledge of financial statement analysis and credit risk assessment.
- Understanding of banking regulations and lending practices.
- Proficiency in Microsoft Excel and financial analysis tools.
Salary: Attractive
Location: Accra
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